Terms of Service

1. Acceptance of Terms

By accessing or using LifePlanQuotes.com, you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree, please do not use this site.

2. Informational & Marketplace Service Only

LifePlanQuotes.com provides informational content, rate comparison tools, and referral services connecting consumers with licensed insurance agents and carriers. Nothing on this website constitutes legal, medical, tax, or investment advice. Life insurance policies are legally binding contracts governed by the issuing underwriter.

3. Accuracy of User Information

When requesting quotes or completing phone applications, you agree to provide truthful and accurate information. Providing false medical or lifestyle details may result in policy voidance or denial of claims by the issuing insurance company.

4. Limitation of Liability

LifePlanQuotes.com and its operators shall not be liable for any indirect, incidental, or consequential damages resulting from your use of this site or any policy issued by an independent third-party insurer.

5. Governing Law

These Terms shall be construed and governed in accordance with the laws of the United States.