Ohio Funeral Insurance Quotes & Rates
Funeral insurance provides quick-disbursing funds to pay for mortuary services, embalming, visitation ceremonies, memorial programs, hearse transport, and memorial receptions. It ensures your final celebration of life is carried out exactly according to your wishes.
Estimate Your Monthly Quote
Live calculation calibrated against 15+ top A+ rated carriers
Based on standard-plus non-tobacco health. Locked-in level rates.
Ohio Insurance Law Quick Facts
Sample Funeral Insurance Rates for Ohio Residents
Sample monthly premiums for non-tobacco policyholders in standard-plus health. Rates locked for the duration of the policy.
| Issue Age | Coverage Amount | Term / Plan Type | Male Monthly | Female Monthly | Action |
|---|---|---|---|---|---|
| Age 55 | $10,000 | Lifetime Whole Life | $32.50/mo | $25.10/mo | Quote Age 55 |
| Age 55 | $20,000 | Lifetime Whole Life | $61.20/mo | $48.00/mo | Quote Age 55 |
| Age 60 | $10,000 | Lifetime Whole Life | $39.80/mo | $30.40/mo | Quote Age 60 |
| Age 60 | $20,000 | Lifetime Whole Life | $76.50/mo | $58.90/mo | Quote Age 60 |
| Age 65 | $10,000 | Lifetime Whole Life | $51.30/mo | $38.20/mo | Quote Age 65 |
| Age 65 | $20,000 | Lifetime Whole Life | $98.40/mo | $74.50/mo | Quote Age 65 |
| Age 70 | $10,000 | Lifetime Whole Life | $71.10/mo | $53.80/mo | Quote Age 70 |
| Age 70 | $20,000 | Lifetime Whole Life | $138.20/mo | $104.90/mo | Quote Age 70 |
| Age 75 | $10,000 | Lifetime Whole Life | $104.60/mo | $79.40/mo | Quote Age 75 |
| Age 75 | $20,000 | Lifetime Whole Life | $202.80/mo | $154.20/mo | Quote Age 75 |
How Funeral Insurance Works in Ohio
Funeral Insurance in Ohio is regulated under state statutes enforced by the Ohio Department of Insurance. State insurance commissioners oversee insurer solvency, license insurance producers, review policy contract language, and ensure fair claims handling practices.
The Ohio Guaranty Association Safety Net
In Ohio, every licensed life insurance company is required by law to be a member of the Ohio Life & Health Insurance Guaranty Association. If a member insurer ever becomes financially impaired or insolvent, the guaranty fund provides backup protection of up to $300,000 in death benefits and up to $100,000 in net cash surrender values per contract holder.
Funeral & Burial Costs in Ohio
With local funeral and burial costs in Ohio averaging $8,150 (and direct cremation averaging approximately $3,600), Ohio residents frequently choose funeral insurance to ensure family members are never forced to pay these costs out of pocket. Anyone wanting to guarantee their funeral service, memorial, celebration of life, or cremation is honored with dignity without financial stress.
Compare America's Highest-Rated Life Insurers
We shop multiple top-tier carriers so you never overpay. Every provider in our network holds an Excellent or Superior financial stability rating.
Compare Funeral Insurance Rates in Ohio
Call (888) 681-6320. Connect with an insurance professional authorized in Ohio for instant quotes across top carriers.
LifePlanQuotes Editorial & Research Team
Independent Consumer ResourceOur research team compiles, verifies, and updates life insurance and final expense information using publicly available statutory data from the National Association of Insurance Commissioners (NAIC) and state departments of insurance. LifePlanQuotes.com is a free consumer referral service. When you call (888) 681-6320, we connect you with independent, third-party licensed insurance agents and carrier representatives in your state to discuss your specific needs and review policy options.
Frequently Asked Questions About Funeral Insurance in Ohio
Clear answers to common questions about coverage, underwriting, and rates.